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Supply Chain Finance: Flexible Funding for Smooth Operations

At Aspire Finance, we understand the dynamic cash flow needs of sole proprietors. Our Supply Chain Finance product is designed to offer flexible, on-demand access to funds—helping you manage working capital, cover day-to-day expenses, and seize growth opportunities without disruption.

Features & Benefits

  • Interest rate: Up to 36% APR reducing balance
  • Processing fee: No processing fee
  • Loan tenure: up to 30 days
  • Late fee charges: 0.2% daily penalty charges
  • Any other charges: NIL
  • Loan amount: Up to 1 Lakh
  • Installments: Monthly bullet repayment

Eligibility criteria:

  • Type of Organization: Sole Proprietorship
  • Business Operational Duration: Minimum operational history of 6 months
  • Financial Requirement: Minimum monthly turnover of 3 lakhs in last 3 months
  • Location Criteria: To be updated as per collection coverage

Documents required:

  • PAN Card of the promoter
  • KYC of the promoter
  • Business KYC

25-Week Weekly Installment Loan: Short-Term Support, Long-Term Impact

At Aspire Finance, we offer a 25-week Weekly Installment Loan to provide short-term financial support with easy, predictable repayments. Ideal for managing immediate needs or bridging cash flow gaps, this product gives you the structure of weekly payments over approximately six months—keeping your finances steady and stress-free.

Features & Benefits

  • Interest rate: Up to 42% APR reducing balance
  • Processing fee: up to 3% + GST
  • Loan tenure: up to 25 weeks
  • Late fee charges: 0.2% daily penalty charges
  • Any other charges: NIL
  • Loan amount: Up to 1 Lakh
  • Installments: Monthly
  • Foreclosure charges: 3% of outstanding balance for first 3 months

Eligibility criteria:

  • No current overdue, no writeoffs and no settled accounts in that last 24 months
  • Bureau Score > 650
  • Self declared household income greater than 3 Lakhs per month

Documents required:

  • PAN Card of the borrower
  • KYC of the borrower